It’s never a bad idea to get travel medical insurance, in case something happens. I have traveled to Europe on multiple trips. On some trips I purchased travel medical insurance, and on others I didn’t.
If you are planning to do any kind of sports, such as skiing and even hiking, then you should probably get travel medical insurance. If you plan to go bungee jumping or anything extreme like that, then you should definitely get travel medical insurance! However, if you plan to just hang out in the cities and not engage in anything too physically strenuous, you could try going without travel medical insurance. It’s really up to you, and whether you want to take the risk of anything happening and having to pay for it out of pocket.
